| re: And did you take out a 2nd mortgage? | |
| Posted by: | Guillaume 11:44 am EST 11/22/14 |
| In reply to: | re: And did you take out a 2nd mortgage? - ryhog 10:21 am EST 11/22/14 |
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| That must have been a good workout, sweeping all those generalizations on behalf of NYC! | |
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| re: And did you take out a 2nd mortgage? | |
| Posted by: | ryhog 12:23 pm EST 11/22/14 |
| In reply to: | re: And did you take out a 2nd mortgage? - Guillaume 11:44 am EST 11/22/14 |
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| I don't get your issue. It's clear I was not generalizing; I was explaining how things stack up and why. I made clear that there was no one size fits all answer, so where was the generalization? Or did you just think it would be clever to use sweep as a transitive verb? | |
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| MEOW...try the Google | |
| Posted by: | josiahjosiah 02:49 pm EST 11/22/14 |
| In reply to: | re: And did you take out a 2nd mortgage? - ryhog 12:23 pm EST 11/22/14 |
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| for instance, using a cost of living calculator, like: http://money.cnn.com/calculator/pf/cost-of-living/ shows that Groceries 47%more Housing 342%more Utilities 19%more Transportation 13%more Health Care 9%less compared to where I live in Massachusetts! (No comparison for entertainment, literally or figuratively speaking.) | |
| Link | http://money.cnn.com/calculator/pf/cost-of-living/ |
| reply to this message | reply to first message | |
| Things to remember | |
| Posted by: | AlanScott 04:55 pm EST 11/22/14 |
| In reply to: | MEOW...try the Google - josiahjosiah 02:49 pm EST 11/22/14 |
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| I don't have the patience right now to look closely at the cnn page, but I think it primarily deals with what it would cost to move to New York now as opposed to what it would cost to move to, for example, Chapel Hill. Many longtime New Yorkers either bought their homes or apartments long ago or are living in rent-stabilized (and some still in rent-controlled) apartments. I would probably have to pay more rent, not less, if I moved to another city. And I know that there are hundreds of thousands of other New Yorkers for which that would be true. Similarly, when you post that about transportation, I have to wonder if it is based on comparing what the average New Yorker spends on transportation compared to what the average person in your part of Massachusetts spends. Because relatively few New Yorkers have cars, we probably on average spend a lot less on transportation than people almost anywhere else in the country. Now if that survey is comparing what it costs a New Yorker with a car for transportation compared with what it costs someone in Massachusetts with a car, then New York is more expensive. And I suspect that's what it is basically doing. It's comparing the cost of the uses of the same types of transportation from one city to another, not what the average New York spends on transportation as opposed to what the average person pays on transportation elsewhere. If so, and I'm pretty sure, it's an apples and oranges comparison. Even a lot of New Yorkers who do have cars use them relatively rarely compared to people elsewhere so gas costs are much less and wear on the car can be less. On the relatively rare occasions when I travel to other cities, I do find that many things are cheaper. But I'm also surprised to find that some things are not cheaper, or not much cheaper. Especially if you're a longtime New Yorker and you know where to shop and where to go out to dinner, you can live surprisingly inexpensively here. And even young people I know who've moved here in recent years without a lot of money have found ways to live here for surprisingly little. Obviously, it can also be extremely expensive living here. But I think that some surveys can be very misleading. | |
| reply to this message | reply to first message | |
| re: Things to remember | |
| Posted by: | garyd 07:22 pm EST 11/22/14 |
| In reply to: | Things to remember - AlanScott 04:55 pm EST 11/22/14 |
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| Well, living in "world class" cities is expensive. Period. We have many friends who have either lived in NYC forever and friends like us who moved here in the late 60's /early seventies. Their cost of living is high but much lower than those who have moved in recently. If property is owned, one also must figure in property taxes and residency, either property owner or renter, involves income taxes as well. California taxes are horrible while NY are totally absurd. We live in "both" the SF Bay Area and NYC so we are pretty much screwed in a weird bicoastal enigma. But, due to dumb luck, or more accurately, my wife's exquisite intuition, we bought in both places in the early 70's so that sort of helps. Of course, if you want to talk insanity, let's gather around the table and discuss London. Bottom line, however, if you are a theatre freak, as we are all here, then it is possible but increasingly financially difficult to visit NYC and see what we want to see. But this is our avocation so it is how we choose to spend our money. February weather can be crummy but the prices are right. | |
| reply to this message | reply to first message | |
| re: MEOW...try the Google | |
| Posted by: | Ann 03:05 pm EST 11/22/14 |
| In reply to: | MEOW...try the Google - josiahjosiah 02:49 pm EST 11/22/14 |
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| I saw a statistic that said, as of last month, average rental within 10 miles of New York is $2933 for a one bedroom. Where I live, the average is less than a third of that (other big cities are more like half; a couple are equal). Homes for purchase are even farther apart. (Of course, we have more room, so we buy more stuff.) With the difference in housing, even adding in a car, the fact that some of us can afford a few trips into New York isn't shocking, it's just a different distribution. Tougher for dramedy than me, though ;) | |
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| re: MEOW...try the Google | |
| Posted by: | ryhog 03:19 pm EST 11/22/14 |
| In reply to: | re: MEOW...try the Google - Ann 03:05 pm EST 11/22/14 |
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| that sounds like a bloated real estate industry stat, not any reality i am familiar with. all i am saying is that folks who choose to live here (and it is, obviously, a choice) find a way of making it all work in a way that involves compromises that would not be palatable anywhere else. But what we would say is, it's not anywhere else. even if we were to take that $2933 as correct-and it can't be except at some new rental level that disregards rent subsidized and stabilized-it also fails to ask how many unrelated people live in that 1 BR apt. In Pittsburgh, the answer is generally going to be 1, whereas in NYC it is more likely to be 2-3. Now recalculate, factoring in the fully distributed cost of a car as well, and you'll see what I mean. | |
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