The way health insurance works with most theatrical unions is that the union provides the insurance; employers pay into the union insurance fund an amount specified by the contract for each employee (a certain amount for each day worked, or a percentage of salary paid or whatever) and the employee is covered if they meet the unions' qualifications (# days worked in a certain time period, amount made in a year, etc.) That way the employer isn't responsible for providing insurance for people who may only work for them for a short time, and those of us who move from employer to employer still have insurance.
Large unions buy their own insurance; the IATSE International has insurance that smaller IA unions can use. |